AI Summary

A cozy 64 sq.m. apartment in a modern residential complex in Kotor, located just 100 meters from the azure sea. The well-thought-out layout includes a bright living room, a functional kitchen, and a spacious bedroom, while the balcony offers a beautiful view, creating an atmosphere of complete comfort for living or relaxing. This is an ideal offer for those who value quality and proximity to the coast, priced at EUR 190,734.

Apartment in Kotor No. 2552

Kotor · Bay of Kotor, R-1, 85330 Kotor, Montenegro
190 734 €
View: Mountain view

Details

Area
64 м²
Rooms
2
Bedrooms
1
Bathrooms
1
Year built
2023
Parking
Yes
To sea
100 m
Price per m²
2 980 €

Description

We offer for sale a 1-bedroom apartment, 64 m², in a new, modern residential complex in Kotor.

  • Interior and technological solutions:
  • Layout:1 spacious bedroom, a bright living room with a designated dining area, a modern bathroom
  • View:Inner courtyard and garden (quiet side)
  • Design:The interior combines elements of Scandinavian style and contemporary minimalism, using light tones and natural textures
  • Comfort:Underfloor heatingsystemis installed throughout the entire apartment
  • Materials:The finish uses durable modern materials, high-quality sanitary ware, and well-thought-out lighting scenarios

The complex is located near key points of the Bay of Kotor:

  • Kotor Old Town (UNESCO) — 4 km (~7 minutes)
  • Tivat and Porto Montenegro — 7 km (~10–12 minutes)
  • Tivat International Airport — 3.5 km (~6 minutes)
  • Beaches of the Bay of Kotor and Luštica — 10–15 minutes
  • Voli and HDL Laković hypermarkets — up to 5 minutes
  • International schools — in the immediate vicinity

Such a location makes the property especially attractive to tourists, expats, and investors.

Proximity to Tivat Airport, historic Kotor, and the prestigious Porto Montenegro marina creates stable rental demand year-round.

This property hashigh income potential:

  • short-term rental during the tourist season
  • long-term rental for residents and employees of international companies
  • capital growth due to the development of the region’s infrastructure

Real estate in the Bay of Kotor demonstrates steady price growth thanks to the limited supply of quality properties and the active development of luxury resort projects.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
190 734 €
Real estate transfer tax
6 537 €
4 500 € (3% × 150 000) + 2 037 € (5% × 40 734)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs7 196 €
Estimated costs to purchase the propertyTotal: 197 930 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€190,734
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€949/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€980/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€995/мес
Monthly payment
€881
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€133,514
Total interest€77,958
Loan amount
€133,514
Total interest
€77,958
Total payment
€211,472

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

190 734 €
2 980 €/m²2552