This property is temporarily unavailable for purchase

Reason: Temporarily withdrawn· until 06/01/2027

AI Summary

A cozy 29 m² studio in picturesque Kotor is an ideal option for a comfortable holiday or a profitable investment, just 2 km from the azure coastline. The apartment features a well-thought-out layout with a functional kitchen, a bright living room, and a separate sleeping area, creating a homely atmosphere at an attractive price of 120,000 EUR. This is a great opportunity to purchase your own home in one of the most beautiful cities in Montenegro.

SaleApartments#2544

Studio in Kotor No. 2544

Kotor · Bay of Kotor, CQ96+776, Škaljari, Montenegro
120 000 €
View: Mountain view

Details

Area
29 м²
Rooms
1
Bedrooms
0
Bathrooms
1
Floor
1/4
To sea
2000 m
Price per m²
4 138 €

Description

We offer for sale a studio with a private garden in Škaljari, Kotor.

Layout:

Key advantages:

Location and infrastructure:

Investment value:

Thanks to its own garden and walking distance to the Old Town, the apartment hasexceptional rental potential. Ground-floor properties with private outdoor space are in high demand among both tourists and expats for long-term living.

Amenities

City viewMountain viewIntercomAir conditioningElevatorFully furnishedReceptionGardenTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
120 000 €
Real estate transfer tax
3 600 €
3 600 € (3% × 120 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs4 181 €
Estimated costs to purchase the propertyTotal: 124 181 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 2000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€120,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€597/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€616/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€626/мес
Monthly payment
€554
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€84,000
Total interest€49,047
Loan amount
€84,000
Total interest
€49,047
Total payment
€133,047

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

120 000 €
4 138 €/m²№ 2544